1. We Are Not a Lender

Best Personal Loans Near Me is not a lender, broker, or financial institution.
We do not:

• Make loans

   

• Approve or deny applications

   

• Set APRs, terms, loan amounts, or fees

   

• Make credit decisions

   

Loan offers are made exclusively by independent third-party lenders.

2. How Our Service Works

When you submit information through our site:

• We may share your information with independent lending partners

   

• Partners may review your request and determine eligibility

   

• Not all users will receive a loan offer

   

• You are under no obligation to accept any loan

   

We do not guarantee any:

• Loan approval

   

• Interest rate

   

• Funding timeline

   

• Loan amount

   

3. Eligibility

You must:

• Be at least 18 years old

   

• Be a U.S. resident

   

• Provide accurate and truthful information

   

• Agree not to misuse the website or attempt any unauthorized access

   

4. No Financial Advice

Information on this website is for educational and informational purposes only.
It does not constitute:

• Financial advice

   

• Legal advice

   

• Tax advice

   

Please consult qualified professionals when needed.

5. Third-Party Lenders & Websites

We are not responsible for:

• The content, actions, or policies of lenders

   

• Loan decisions or outcomes

   

• Terms you agree to with any lender

   

You must review each lender’s documents carefully before accepting any offer.

6. Limitation of Liability

We are not liable for:

• Denied applications

   

• Credit score changes

   

• Lender decisions or actions

   

• Errors in loan terms provided by lenders

   

• Financial outcomes resulting from any loan

   

Your use of the site is at your own discretion and risk.

7. Changes to These Terms

We may update these Terms at any time. Continued use of the website means you accept the updated Terms.

8. Contact

For questions about these Terms, please contact us through our website.