Consent to Receive Electronic Communications (E-Consent)

This Consent to Receive Electronic Communications (“E-Consent”) applies to all communications, disclosures, notices, agreements, and records provided or made available to you by BestPersonalLoansNearMe.com, operated by Kickoff Advertising LLC (“we,” “us,” or “our”), and by the third-party lenders, advertising networks, and financial service providers (“Partners”) with whom we share your information.

By submitting information through our website or accepting this E-Consent, you agree to receive all communications electronically, in accordance with the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state law.

1. Scope of Your Consent

You agree that we and our Partners may provide the following to you electronically:

• Privacy policies, terms of use, and related legal notices.
• Disclosures required by federal and state law, including but not limited to the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), and the Gramm-Leach-Bliley Act (GLBA).
• Loan offers, pre-qualification results, and product information.
• Account notices, updates, and service communications.
• Marketing communications, newsletters, and promotional offers (subject to your opt-out rights).
• Any other communication related to our services or the services of our Partners.

Electronic communications may be delivered through email, SMS/text message, website postings, mobile app notifications, or other electronic means.

2. How We Deliver Electronic Communications

Communications may be sent to the email address, phone number, or other contact information you provide when submitting our form or otherwise interacting with our website. It is your responsibility to provide accurate contact information and to keep it current.

3. Hardware and Software Requirements

To access and retain electronic communications, you will need:

• A device (computer, smartphone, or tablet) with internet access.
• A current version of a web browser (such as Chrome, Safari, Firefox, or Edge) that supports 128-bit encryption.
• An active email account capable of sending and receiving emails.
• The ability to receive SMS/text messages (if you provided a mobile phone number).
• Software capable of viewing PDF documents (such as Adobe Acrobat Reader).
• Sufficient storage space to save communications or a printer to print them.

If our hardware or software requirements change in a way that creates a material risk that you will not be able to access or retain your electronic communications, we will notify you and give you the opportunity to withdraw your consent without penalty.

4. Right to Receive Paper Copies

You have the right to request paper copies of any electronic communication at no charge. To request a paper copy, contact us using the information provided in Section 8 below. Requesting paper copies does not automatically withdraw your consent to receive electronic communications.

5. Withdrawing Your Consent

You may withdraw your consent to receive electronic communications at any time. To withdraw consent, contact us using the information in Section 8 below and specify that you wish to withdraw your E-Consent.

Please note:

• Withdrawing consent may limit or prevent your ability to use our services, since many of our services require electronic delivery of disclosures and communications.
• Withdrawal of consent will become effective after we have had a reasonable opportunity to process your request.
• Withdrawing consent does not affect the legal validity or enforceability of any electronic communications provided to you before the withdrawal took effect.

6. Updating Your Contact Information

You are responsible for keeping your contact information current. To update your email address, phone number, or other contact information, please contact us at the information provided in Section 8.

7. Retention of Electronic Communications

We recommend that you save, print, or otherwise retain copies of all electronic communications for your records. We are not responsible for communications that are not received due to outdated contact information, spam filters, technical issues on your end, or similar causes.

8. Contact Information

To request paper copies, update your contact information, or withdraw your E-Consent, contact us at:

Kickoff Advertising LLC 1430 SW 25th Way, Unit B Boynton Beach, FL 33426 Email: info@bestpersonalloansnearme.com Phone: [561-501-8682]

9. Acknowledgment

By submitting information through our website, continuing to use our services, or otherwise accepting this E-Consent, you acknowledge that you:

• Have read and understand this E-Consent.
• Meet the hardware and software requirements described above.
• Consent to receive all communications electronically as described herein.
• Understand your right to withdraw consent and to request paper copies.