Legal Disclosures
Last Updated: December 8, 2025
We Are Not a Lender
Best Personal Loans Near Me is not a lender or financial institution.
We do not make loans, approve applications, or set loan terms.
No Guarantees
We do not guarantee:
- Approval for any loan
- Funding amount or speed
- APR
- Loan availability in your state
How the Process Works
When you submit your information, we may share it with independent lending partners who evaluate it according to their criteria.
A lender may or may not present an offer.
Credit Checks
Lenders may use:
- Soft inquiries → typically do not affect credit
- Hard inquiries → may affect credit
We explain this transparently.